Unified Payment & Reconciliation
Unified Payment & Reconciliation software service overview and capabilities
Integrate multi-channel & multi-mode payment capabilities with intelligent, full-scenario reconciliation. Every transaction is secure, stable and traceable. One pipeline covers integration, transaction, reconciliation and refund, managing payment collection and fund verification to build an automated closed loop from charging to reconciliation.
Product Overview
Channel Aggregation · Transaction Closed Loop · Visual Reconciliation
The integrated payment platform aggregates WeChat Pay, Alipay, UnionPay, local banks and third-party channels, supporting passive scan, active scan, face payment, Mini Program, H5 and other payment methods. One pipeline for full-cycle management: channel configuration, transaction initiation, order inquiry, exception handling and auto reconciliation. Refunds, reconciliation and reports are accessible for clear, transparent and controllable fund flows.
Channel Aggregation & Access
Unified access to WeChat Pay, Alipay, UnionPay and over ten banks & third-party channels, full coverage of multiple payment modes.
Transaction Closed-Loop Management
Full lifecycle control for orders, exceptions, refunds and audits. Traceable fund flows.
Intelligent Reconciliation
Auto fetch bills from multiple platforms, engine-powered comparison, clear discrepancy details.
Visual Data Statistics
Transaction and reconciliation statistics by terminal, channel and cashier.
Payment Channels
Aggregates WeChat Pay, Alipay, UnionPay, local banks and third-party channels. Supports passive scan, active scan, face payment, Mini Program, H5, APP, contactless payment. Flexible channel parameters for instant activation.
Transaction Management
Real-time query and handling for order details, transaction logs and abnormal orders. Multi-layer control over refund application, review and threshold settings.
Comprehensive Reconciliation
Flexible configuration for reconciliation address, bill mode and daily cut-off time. Engine auto-matches subsidiary and general ledger. Discrepancy date & itemized details displayed. Re-reconciliation, exception handling and logs with full audit trail.
Alert & Notification
Real-time alerts for transaction anomalies and reconciliation discrepancies. Daily scheduled report delivery to ensure timely handling.
Notifications & Reports
Multi-dimensional statistics of payment, reconciliation and terminal data.
Product Advantages
One-stop Payment Aggregation, Full-process Intelligent Reconciliation
Wide channel coverage: aggregate mainstream and local channels, one-stop access for active/passive scan, face payment and Mini Program. Full transaction closed-loop: end-to-end control of orders, exceptions, refunds and audits with visible fund flow. Automated reconciliation: auto bill collection and intelligent engine comparison, clear discrepancy details. Visualized data: statistics by terminal, channel and cashier; real-time alerts for business insight.
Need Unified Payment & Reconciliation service?
Self-onboard via the Star Platform, or the Decard technical team will provide adaptation and integration support.